Privacy Policy
Last updated: [Date] Welcome to María Arce Seguros . At Maria Arce Insurance, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, store and protect your personal information when you visit our website or use our services.
By using our website or interacting with us, you are accepting the practices described in this Privacy Policy. If you do not agree to these policies, please do not use our services.
1. Information We Collect
We collect personal and non-personal information to provide you with the best possible services. The information we collect may include:
(a) Personally Identifiable Information (PII):
Full name.
Email address.
Telephone number.
Mailing address.
Date of birth (if applicable).
Financial information (such as income or credit history, if needed to evaluate insurance).
b) Non-Personal Information:
IP addresses.
Cookies and browsing data.
User preferences.
Aggregate website usage data.
c) Sensitive Information (if applicable):
If we process insurance-related health or medical information, we strictly adhere to HIPAA regulations to ensure the confidentiality and security of such information.
2. How We Use Your Information
We use the information collected for the following purposes:
Providing services : Processing insurance applications, quotes and policies.
Communication : Respond to inquiries, send updates about your policies and important notifications.
Website improvement : Analyze site usage to improve the user experience.
Legal Compliance : Comply with applicable laws and regulations, such as CCPA or HIPAA.
Marketing (optional) : Send promotional offers or relevant news, always with your prior consent. You may opt out of receiving these communications at any time.
3. Sharing Information with Third Parties
We do not sell or share your personal information with third parties without your consent, except in the following cases:
Service Providers : We share information with insurance partners and third-party service providers who help us process your requests.
Legal Compliance : We may disclose information if required to do so by law or to protect our legal rights.
Business Transactions : If we ever sell or merge our business, your information may be transferred to the new owner, subject to the same privacy standards.
4. Your Rights Regarding Personal Information
Under U.S. law, you have certain rights regarding your personal information. These include:
Access : Request a copy of the information we have about you.
Correction : Request corrections if the information is inaccurate or incomplete.
Deletion: Request deletion of your information, unless it is necessary to comply with legal obligations.
Opt-out (CCPA) : If you reside in California, you may opt-out of having us share your personal information with third parties for marketing purposes.
To exercise these rights, please contact us using the contact information provided at the end of this document.
5. Cookies and Similar Technologies
We use cookies and similar technologies to enhance your experience on our website. Cookies are small files that are stored on your device to remember your preferences and analyze site usage. You can set your browser to refuse cookies, although this may affect the functionality of the site.
6. Information Security
We implement physical, electronic and managerial security measures to protect your information from unauthorized access, alteration, disclosure or destruction. However, no data transmission over the Internet or storage system is 100% secure, so we cannot guarantee its absolute security.
7. Changes to the Privacy Policy
We reserve the right to update this Privacy Policy at any time. We will notify you about significant changes by posting a notice on our website or email. We encourage you to periodically review this page to stay informed about how we are protecting your information.
8. Contact
If you have questions, concerns or wish to exercise your privacy rights, please do not hesitate to contact us:
Company Name : María Arce Seguros
Address : [Your physical address]
Email : [Your contact email address].
Telephone : [Your telephone number].
9. Applicable Law
This Privacy Policy is governed by the laws of the United States, including regulations such as CCPA, HIPAA and others applicable in the state where you operate.
